How to Redeem FAB Rewards?

How to Redeem FAB Rewards in 2025?

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By Yasmin Al Baloushi

Have you ever wondered if you’re making the most out of your FAB Rewards? With First Abu Dhabi Bank’s (FAB) Rewards Program, you can turn your everyday purchases into valuable perks.

But how can you redeem these rewards effectively without leaving value on the table? Let me guide you step-by-step to unlock the full potential of your FAB First Points.

What Are FAB Rewards?

FAB Rewards is a loyalty program designed to reward FAB customers for their banking activities. Whether it’s spending on your FAB credit or debit card, maintaining account balances, or using FAB’s digital services, you earn points for nearly every interaction. These points can be redeemed for travel, shopping, cashback, utility payments, and more.

You can read more about FAB Rewards on their FAB Official Website.

How to Earn FAB First Points?

To redeem rewards, you first need to accumulate points. Here’s how you can earn them:

ActivityPoints Earned
Credit/Debit Card Purchases1 point per AED spent (varies by card type)
International TransactionsBonus points on foreign currency spends
Account BalancesMonthly rewards based on your average account balance
Personal, Home, or Auto LoansPoints credited upon loan disbursal
Mobile App/Online Banking RegistrationInstant rewards upon setup
Utility Bill Payments (Standing Orders)Earn points on successful transactions

How to Check Your FAB Points Balance?

Stay informed about your rewards by regularly checking your points balance. You can do this by:

  • Logging into the FAB Mobile App or Online Banking and navigating to the Rewards section.
  • Sending an SMS with the keyword “REWARDS” to 2121 from your registered mobile number.
  • Contacting FAB Customer Service at 600 52 5500.

How to Boost Your FAB Rewards?

Maximize your rewards with these strategies:

  1. Double Points on Specific Transactions: Earn double points when shopping at UAE supermarkets or making international purchases.
  2. Bundle Banking Products: Using additional FAB services, such as insurance or savings plans, can unlock bonus points.
  3. Promotional Offers: Keep an eye out for FAB’s limited-time offers to earn extra rewards.

How to Redeem FAB Rewards? Step-by-Step Guide

FAB offers a simple and efficient redemption process. Follow these steps to make the most of your points:

1. Explore Redemption Options

Visit the FAB Rewards portal via the FAB Mobile App or official website. Browse through categories like shopping, cashback, travel, utility bill payments, and gift cards.

2. Select Your Redemption Category

Choose a category that suits your preferences. Popular options include:

  • Travel Rewards: Book flights or hotels using your points.
  • Shopping Vouchers: Redeem points for gift cards at popular retail stores.
  • Cashback: Convert points directly into cash credited to your FAB account.
  • Utility Bill Payments: Pay your DEWA, Salik, or other utility bills using your rewards.

3. Contact FAB Customer Care

If needed, reach out to FAB Customer Care at 600 52 5500 for assistance. Provide your card details and confirm the reward you wish to redeem.

4. Confirm Your Redemption

Complete the redemption process through the app, website, or customer care. If applicable, your rewards will be delivered via email, SMS, or courier.

5. Understand Redemption Limits

Note the monthly redemption cap (e.g., AED 500 for cashback). Ensure your chosen reward falls within the limit.

Redeem FAB Rewards Categories

CategoryDetails
TravelFlights, hotels, and car rentals through FAB portals
Shopping VouchersPopular retailers like Amazon, Carrefour, Lulu
CashbackAED 50 minimum redemption, credited to your account
Utility PaymentsPay bills like DEWA, Salik, and telecom providers
Gift CardsE-vouchers for stores and entertainment options
Charity DonationsDonate points to your preferred charity organization

How Many FAB Rewards Points Equal to AED?

Understanding the value of your FAB Rewards Points is key to maximizing their potential. Every 25,000 FAB Rewards Points are equivalent to AED 100. This means each point holds a value of AED 0.004. However, the total rewards you earn vary based on your spending habits and banking interactions. Let’s break it down.

Example for Credit Card Spending

If you hold a FAB Rewards Infinite Credit Card and spend AED 25,000 monthly, your rewards could accumulate as follows:

CategorySpend (AED)FAB Rewards Points
Gaming2,5009,000
Electronics4,80017,280
Grocery1,2004,320
Utilities5001,800
Furniture8,20029,520
Travel4,30015,480
Other Purchases3,50012,250

Total Monthly FAB Rewards: 96,550 points, valued at AED 386.2.

Yearly Rewards

Over a year, assuming consistent spending, this would total 1,337,800 points, equivalent to AED 5,351.2.

Other Examples

  • Current Account: With an average monthly balance of AED 100,000, you earn 600 points monthly (AED 2.4).
  • Debit Card: Spending AED 18,000 monthly on a FAB Platinum Debit Card earns 7,200 points (AED 28.8).
  • Elite Auto Loan: A loan of AED 150,000 provides 15,000 points (AED 60).

By strategically utilizing your FAB products and services, you can accumulate significant rewards, turning your everyday transactions into valuable returns.

How to Maximize FAB Rewards?

  • Plan Redemptions Wisely: Combine points from multiple cards for larger rewards.
  • Monitor Expiry Dates: FAB Rewards expire after two years, so redeem them before they lapse.
  • Track Spending: Use cards for high-reward categories like dining, travel, or international purchases.
  • Use Bonus Opportunities: Look for partnerships offering triple or bonus points on specific transactions.

Frequently Asked Questions

Q: How can I check my FAB Rewards balance?

Use the FAB Mobile App, send “REWARDS” to 2121, or contact customer care at 600 52 5500.

Q: Can I redeem rewards for cashback?

Yes, with a minimum redemption of AED 50. Cashback is processed instantly and credited within one business day.

Q: What is the value of FAB Rewards?

25,000 FAB Rewards are equivalent to AED 100, but value depends on redemption categories.

Q: Do FAB Rewards expire?

Yes, FAB Rewards are valid for two years from the date they are earned.

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